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Despite regular maintenance, mechanical and electrical equipment, by nature, is subject to accidental failure. And, a sudden failure can be catastrophic to both you and your customers. Even if you're self-insured, you could still be assuming more risk than you think or you need. We'll work with you to make sure that doesn't happen.
For over 30 years, we've been the nation's #1 provider of service contract insurance coverage for commercial air conditioning and chiller equipment (25-tons and larger). Our experience is unparalleled in the industry. We have the contacts and know-how to help you better manage your financial risk to lock in on profits.
How it works
You're directly insured against mechanical and electrical failures of air conditioning and chiller units that are under a full/guaranteed service agreement. It the event of a covered loss, the contractor is paid their cost to put the equipment back in the condition it was before it failed; no hourly limits or maximum dollar per hour restrictions.
What's covered
Covered components include the compressor, driving motor, starter and the refrigeration cycle (chiller, condenser, piping and refrigerant). Reciprocating, scroll, centrifugal, screw and absorption air conditioning/chiller units are all eligible for coverage.
Claims handling
Parts and refrigerant are reimbursed based on your actual cost of materials and includes items such as travel/mileage and cranes. Employee labor costs include wages, fringe benefits and overhead. Each claim is subject to the per occurrence deductible. Most submissions are paid within 30 days.
Quotes
Here are the ways you can request a quote:
- Download and mail or email us the completed applications available on this site.
- Call Carmen Laukas, Chill-Pro program administrator at 866-674-9503 extension 8178. Just give us your email address, fax number or mailing address and we'll get the appropriate forms out to you right away.
Whatever option you choose, you'll get a response from us in 48 hours or less.
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